504 Business Loans

SBA Eco-Friendly Loan Tailored to Your Needs

5 Minute

Pre-Approval Process


Loans Closed

40 Years

Years Of Experience

A+ Rating

with Better Business Bureau

In the era of increased environmental consciousness, businesses are frequently seeking sustainable options not only to reduce their carbon footprints but also to reduce costs in the long run. The Small Business Administration (SBA) has recognized this growing need and offers eco-friendly funding options tailored to help businesses go green, like the SBA 504 eco-friendly loan and SBA green loan.

At NEDCO, we specialize in providing these SBA loans to support your company’s green initiatives. Whether you’re interested in reducing energy usage, installing renewable energy systems, or improving your HVAC systems, we are dedicated to providing the right SBA loan reduce energy costs and improve your overall business sustainability.

SBA Eco-Friendly Loan Terms and Options

When it comes to the terms and options of the SBA eco-friendly loan or the 504 green loan, you’ll find that they are designed to support a variety of green initiatives. This could involve purchasing equipment that is energy efficient, renovating your business premises to reduce energy consumption, or even installing renewable energy systems. One popular use of this loan is for HVAC improvements, providing you with SBA loan HVAC options that can significantly reduce energy use and cost. These loans offer long-term fixed rates, usually for a term of 10 to 20 years, making the repayments predictable and manageable for small businesses. Furthermore, these loans require only a 10% down payment, reducing the upfront costs for your business. This financial support for going green is an incredible opportunity for businesses to not only improve their sustainability but also enhance their operational efficiency and save costs in the long run.

504 Business Loan APR

Why Choose NEDCO for SBA Eco-Friendly Loans?

NEDCO is your ideal partner when it comes to securing SBA eco-friendly loans. Here are some reasons to choose NEDCO:

  • Expertise: NEDCO specializes in SBA lending, particularly the 504 green loan.
  • Experience: We have a proven track record of assisting businesses in achieving their sustainability goals.
  • Personalized Approach: We tailor loan packages to your business’s unique eco-friendly needs.
  • Long-Term Partnership: We’re not just lenders, we’re partners who work with you for the duration of your loan.
  • Transparent Process: With NEDCO, you’re always in the loop. We ensure you understand every step of the loan process.
  • Quick Approvals: We understand time is crucial for businesses, so we work hard to process loans quickly.
  • Support: We provide guidance beyond the loan process, helping businesses successfully implement their green initiatives.

With NEDCO, your business is not just obtaining a loan, it’s embarking on a sustainable journey to success.

The NEDCO Process for SBA Eco-Friendly Financing

Getting an SBA eco-friendly loan through NEDCO is a streamlined process. Here are the four simple steps involved:



Schedule an initial consultation to discuss your eco-friendly business goals.



Submit your business loan application along with necessary documentation.



Once approved, we’ll structure the loan terms that best fit your business needs.


Funds Disbursement

The loan funds are disbursed to help your business implement green initiatives.

It’s that easy to get your business on the path to sustainability with NEDCO’s SBA eco-friendly loans.

Expert Guidance

NEDCO’s extensive experience in SBA lending ensures you get the best advice for your green business funding needs.

Fast Processing

Our efficient processing system ensures your eco-friendly loan application gets reviewed promptly.

Flexible Terms

We work with you to establish loan terms that best suit your business’s financial situation and eco-friendly goals.

Who Qualifies for SBA Eco-Friendly Financing with NEDCO?

Our SBA eco-friendly financing program caters to a wide variety of businesses. Let’s look at who qualifies:

  • Environmentally Focused Businesses: Businesses that are either currently eco-friendly or plan to incorporate eco-friendly practices qualify. If your business aims to reduce its carbon footprint, we’re here to support your initiatives.
  • New Green Startups: For startups looking to kick off with green operations, NEDCO is ready to assist. Our SBA eco-friendly loans are a great resource to get your environmentally friendly venture off the ground.
  • Green Retrofit Projects: If your business aims to update existing facilities with green technologies such as renewable energy installations or energy-efficient HVAC systems, our financing can help. NEDCO supports efforts to modernize business infrastructure with eco-friendly alternatives.
  • Businesses Switching to Green Operations: Existing businesses planning to transition to more eco-friendly operations also qualify. Whether it’s incorporating renewable energy sources or improving energy efficiency, we’re here to facilitate your green transformation.

NEDCO aims to support businesses in their journey towards environmental sustainability, and our SBA eco-friendly financing is a testament to that commitment.

What are the Benefits of SBA Eco-Friendly Financing with NEDCO?

  • Boosted Sustainability: SBA eco-friendly loans pave the way for businesses to embrace green practices.
  • Lower Operational Costs: Energy-efficient installations and renewable energy sources can significantly reduce long-term operational costs.
  • Competitive Interest Rates: As with all our SBA loans, the eco-friendly loans come with competitive interest rates.
  • Positive Brand Image: Businesses going green demonstrate corporate social responsibility, which enhances their brand image and appeals to a wider customer base.

In essence, SBA eco-friendly financing with NEDCO enables businesses to adopt sustainable practices, reduce operational costs, benefit from competitive interest rates, and foster a socially responsible image.

Qualify for Eco-Friendly Financing with the SBA

To qualify for our financing options, you need to meet the following requirements:

Eligible Energy-Saving Projects: Approved for energy reduction or renewable energy projects.

Good Credit History: Must have a satisfactory credit score.

Sound Business Plan: A convincing and feasible plan is mandatory.

Operational Businesses: Only businesses already in operation qualify.

Industries We Serve

Our eco-friendly financing extends to a wide array of industries.

  • Manufacturing
  • Construction
  • Agriculture
  • Retail
  • Healthcare
  • Hospitality
  • Transportation
  • Waste Management
  • Technology
  • Real Estate

From small scale businesses to large enterprises, NEDCO’s SBA eco-friendly loans are designed to empower industries towards greener practices.

Five-Star Reviews and A+ BBB Rating

NEDCO’s commitment to customer satisfaction and eco-friendly financing has been recognized with consistently high ratings. Our dedicated service has garnered us five-star reviews from satisfied clients. Further, our ethical and transparent practices have earned us an A+ rating from the Better Business Bureau. We are proud of these endorsements as they are testament to our unwavering dedication to facilitating businesses in their journey towards green operations.

“We have almost 500% increase in capacity from where we were two years ago to where we are now, and I would not have been able to get the growth, and I would not have been able to get the backing from these larger merchandise companies if it weren’t for the team I had with NEDCO and the SBA.”
Ron Augelli – CEO, Talk Shirty
“I trust NEDCO because they have a great underwriting team and a great legal team that help us close deals and get them done right.”
Paul Walsh – Commercial Loan Officer/VP, PS Bank

Who is an Eco-friendly Loan with the SBA for?

SBA eco-friendly loans are designed for business owners committed to reducing their environmental footprint. If you’re a business owner planning to implement energy-efficient measures, upgrade to green technology, or even launch a renewable energy project, these loans could be an ideal fit. They are specially structured to help businesses in various sectors, including manufacturing, hospitality, retail, and more, make the transition to eco-friendly operations more affordable.

Frequently Asked Questions about SBA Eco-friendly Loans

An SBA eco-friendly loan is a specialized financial product offered through the Small Business Administration (SBA) aimed at helping businesses invest in energy-efficient or renewable energy technologies and practices.

You can use an SBA eco-friendly loan to finance a variety of green projects such as upgrading your business facilities with energy-efficient HVAC systems, installing solar panels, purchasing electric vehicles for business use, or other investments that reduce your environmental impact.

Securing an SBA green loan not only helps your business become more sustainable, but it can also result in significant cost savings over time through reduced energy bills. Additionally, demonstrating commitment to sustainability can enhance your brand image and customer loyalty.

Any small to medium-sized business planning to reduce its environmental impact or improve energy efficiency can qualify for an SBA eco-friendly loan. Specific eligibility criteria and terms can vary, so consult with a NEDCO loan expert for guidance.

The maximum loan amount depends on the specific SBA program and the scope of your project. For detailed information, it’s best to discuss your needs with a NEDCO loan specialist.

Yes, typically, SBA loans do require some form of collateral, which can often be the assets being financed. The exact collateral requirements can vary based on the loan amount and other factors.

The timeline for loan approval can vary depending on the complexity of your project and the completeness of your application. Typically, it can take several weeks to a few months.

Yes, at NEDCO, you can start your SBA eco-friendly loan application process online. However, it is recommended to consult with a loan specialist who can guide you through the process.

NEDCO is experienced with SBA lending and understands the unique requirements of eco-friendly projects. Our team of experts can guide you through the loan process, ensuring you have the funding you need to meet your sustainability goals.